Underwriting Analyst


Underwrite dental and vision products in a fast paced and competitive environment.

At Ameritas, our mission is Fulfilling Life. We do that in many ways, but especially by helping people invest in themselves by offering trusted financial products and advice. Because we believe everyone should be happy, healthy and financially secure, we work hard to provide trusted financial products and valued guidance, including individual life and disability insurance, employee benefits, retirement planning, investments, and wealth management services.

Drive the business by being a self-starter, with strong Excel skills, who can provide analytical and project-related support by quickly learning underwriting techniques, analyzing plan designs and preparing proposals to our potential clients throughout the United States. You would be responsible for risk evaluation, selection and maintenance of profitable groups; designing contract benefit plans and coordinating the issuance of contract benefit plans that align with the Company's objectives.

What you do

* Underwrites new business prospects, sold new cases and renewals for fully insured dental and eye care groups
* Analyzes all in-force plan designs accounting for the geographic and demographic factors accurately
* Underwrites and maintains profitable insured contracts applying sound underwriting techniques and utilizing product flexibility to maximize financial and sales objectives.
* Complies and considers actuarial and case-specific statistics including Company policies and administrative practices, as well recognizing and complying with as state and federal statutes.
* Communicates and explains underwriting decisions to the Field partners
* Conducts education as needed to the Field partners and other Underwriting or Actuarial associates.
* Edits, updates and reviews the Underwriting e-Manual as directed by the Group Underwriting Management Team and to stay abreast of current and new compliance requirements.
* Meets or exceeds all service and accuracy metrics
* Other duties as assigned.

What you bring

* 0-2 years of previous work experience required.
* Bachelor's degree in business administration, mathematics, statistics, or similar relevant degrees preferred.
* Proficiency in Microsoft Office Suite required.
* Must be detail-oriented with excellent analytical and organizational skills
* Strong written and verbal communication skills are required
* Demonstrated experience in providing internal and external customer service with commitment to meeting deadlines. Strong sense of urgency to deadlines established by the department, new business RFP requirements, contract renewal dates and/or state laws.
* Ability to make effective decisions based on solid understanding of all financial risk implications
* Loma I & II, Associate Customer Service (ACS) Program, Associate, Insurance Agency Administration (AIAA), FLMI Designation, CEBS, and Claims Education Program -- Parts C1 & C2 certifications desired.
* Ability to multi-task and work efficiently in a team environment

What we offer

* Our company motto is "Fulfilling Life" and we take that job seriously, with a heavy commitment to volunteering and community support, employee well-being, and providing quality products and services that help our customers create a brighter future.
* Being a mutual-based organization, the return on our investment goes back into the company, to benefit our members/customers.
* We're committed to professional development, opportunity, inclusion and diversity. Team building and collaboration are also priorities.
* A total rewards package with all the comprehensive health and welfare benefits you'd expect, including competitive pay and incentives, 401(k), flexible work schedules and time off to care for yourself and others.
* Additional popular benefits, including tuition reimbursement, and student loan repayment, an incentivized well-being program, adoption assistance, paid time off for volunteering, training and career development opportunities.

An Equal Opportunity Employer

Ameritas has a reputation as a company that cares, and because everyone should feel safe bringing their authentic, whole self to work, we're committed to an inclusive culture and diverse workplace, enriched by our individual differences. We are an Equal Opportunity/Affirmative Action Employer that hires based on qualifications, positive attitude and exemplary work ethic, regardless of sex, race, color, national origin, religion, age, disability, veteran status, genetic information, marital status, sexual orientation, gender identity or any other characteristic protected by law.

Equal Opportunity Employer Minorities/Women/Protected Veterans/Disabled

Job ID: 8886

Posted 24 days ago

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